Coverage Options

Coverage Highlights

Protection Options for Every Mile

Each coverage type does a different job. I help you mix the ones that fit your car, your mileage, and your budget, and leave out the rest. Here is what each option actually protects.

Collision Protection

Helps pay the body shop after a crash, whether it involves another vehicle or a fixed object, so one bad moment does not drain a savings account.

Comprehensive Coverage

Steps in for trouble that has nothing to do with a collision, such as theft, hail, fire, or a cracked windshield from road debris.

Roadside Assistance

Flat tire, dead battery, or an empty tank far from home? One call brings help to the shoulder, at any hour of the day or night.

Uninsured Driver Protection

Stands in when the at fault driver carries no coverage or too little, so an accident caused by someone else does not become a personal bill.

Medical Payments

Helps with injury costs for a driver and passengers after a crash, regardless of who was at fault, easing the strain right when it counts.

Worth Considering

Extras That Round Out a Policy

Small additions I can fit in to cover the gaps a standard policy leaves behind.

Rental Reimbursement

Keeps a set of wheels in the driveway while a damaged car sits in the shop.

Gap Coverage

Covers the difference between a loan balance and a car's value after a total loss.

New Car Replacement

Replaces a recently bought vehicle rather than paying out its depreciated worth.

Custom Parts

Extends protection to aftermarket additions and upgrades fitted to the vehicle.

Towing and Labor

Picks up the cost of a tow and on site labor when a breakdown stops the trip.

Accident Forgiveness

Helps hold a rate steady after a first at fault accident on the record.

How It Works

Four Steps to Covered

Getting insured with me is quick. Most drivers wrap it up in a single call.

Get Started
01

Share Your Details

Tell me about your car and how you drive.

02

Review Your Options

I send you a short list of fits, explained simply.

03

Pick What Works

Choose your coverage and price, then commit.

04

Drive Covered

Your policy starts and your documents arrive.

Before the Next Mile

Find the Coverage That Fits

Quotes are free, the answers I give are honest, and signup takes minutes. See what the right coverage should look like.

Get Started